Low monthly contributions. A simple $500 Annual Member Care Share. Additional sharing support for the costs Medicare doesn't cover, designed for Medicare members who want more predictable healthcare costs and fewer surprises.
WeShare Senior is a healthcare sharing program built for people who already have Medicare but still feel exposed to the gaps — the co-pays, the coinsurance, the specialist you can't find in-network. It works alongside your Medicare plan, not instead of it: Medicare processes your bills first, then WeShare comes in.
Speak to an agentBills where Medicare applies member liability — your co-pay, coinsurance, or deductible
Services Medicare doesn't standardly cover — like preventive annual physicals, acupuncture, or chiropractic care
Costs beyond Medicare's limits — where WeShare Senior's sharing limit goes further
Specialists outside the Medicare network — when the right provider isn't available within 30 miles of home
Shares in eligible medical needs where Medicare leaves a gap — Part A deductible, Part B coinsurance, preventive services, chiropractic care, and inpatient limits.
Preventative care is shared at 100%, with no Annual Member Care Share and no out-of-pocket cost to you.
Can't find a Medicare specialist within 30 miles? Get access to the PHCS PPO Network — 1M+ doctors and specialists.
Low monthly contributions and one Annual Member Care Share amount. No confusing co-share percentages to calculate.
When you need to access care, Medicare processes their portion first. You'll pay any outstanding costs until your Annual Member Care Share Amount ($500) is reached. It works similar to a deductible — after your AMCS has been met, your sharing benefits pick up 100% of eligible costs. In other words, for eligible medical services, you'll only ever be responsible for $500. No more massive Medicare deductible or coinsurance to worry about budgeting for.
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Get the care you need from your Medicare-approved doctor or specialist.
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Medicare processes the claim first, as it always does.
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You cover the remaining eligible cost, up to $500 for the year.
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Once you've reached $500, eligible costs are shared at 100%.
Your monthly contribution is what you pay to maintain your membership and is based on your age, not your health history.
$115
/mo
$130
/mo
$150
/mo
We're here for both healthcare and wellness to help you be your healthiest.
Download program brochure24/7 urgent care, primary care, nutrition, and dermatology from home, at no consult fee.
10 counseling sessions and 4 psychiatric visits per year, included.
Real coaching for nutrition and weight goals.
A fitness app that adapts as your goals and equipment change.
Discounts on healthy, convenient meals delivered to your home.
Access to 12,700+ gyms nationwide, starting around $28/mo.
Save on dental (Careington), vision (EyeMed), hearing aids (Amplifon), LASIK (QualSight), and prescriptions (Optum Perks).
Yes. For members 65 and older who are enrolled in Medicare Parts A and B, WeShare Health sharing can be used alongside Medicare as a secondary option to help share eligible medical costs Medicare does not fully cover — such as Member liability on Medicare-covered bills, services not standardly covered by Medicare, services beyond Medicare's limits where WeShare Senior offers broader sharing limits, and services from providers not registered with Medicare when no in-network specialist is available within 30 miles.
You can't enroll in WeShare Senior unless you are enrolled in Medicare Parts A&B. WeShare Senior is intended to add additional support, rather than replace Medicare.
Many people begin comparing Medicare options around age 63-64. If you're in this window, it's worth discussing with a WeShare healthcare sharing expert how a supplemental WeShare Senior option might complement whichever Medicare plan you select, particularly for costs like dental, vision, and prescriptions that traditional Medicare doesn't always cover.
WeShare Senior is designed to help with exactly these kinds of gaps. Ask our healthcare sharing experts which specific sharing benefits are included for members who are also enrolled in Medicare.
Getting started takes minutes. Talk to a real person, get your questions answered, and find out if WeShare is right for you.
© 2026 Unite Health Share Ministries™ and WeShare®
WeShare® is not a reimbursement program. WeShare® is not an insurance company nor is the membership offered through an insurance company. WeShare® membership is offered and administered by Unite Health Share Ministries™ (UHSM), a nonprofit, religious healthcare sharing ministry that facilitates member-to-member sharing of medical expenses. WeShare® is connected through partnerships to provide resources, community, and healthcare for all WeShare® members. Members should never have to pay cash up-front for services in-network, with the only payment incurred at the time of service being the per member, per visit, consultation fee, as outlined in the Membership Guidelines. All Sharing Members are responsible for their own medical expenses, less amounts paid from shared dollars.
