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How WeShare Works

From choosing a program to getting care, here's what to expect with WeShare.

See if you qualify

Getting started is easy.

Choose a program, get care, and let WeShare handle the rest.

01

Choose your program.

Find the WeShare membership that fits your healthcare needs and budget.

Each one gives you a different balance of monthly cost, everyday care, and added support.

02

Get the care you need.

See doctors and specialists through our nationwide PPO network, with access to more than 1 million providers.

Go to the doctor, urgent care, or pharmacy much like you do today.

03

We take care of the rest.

Your provider sends the bill to WeShare. We apply available network discounts, review eligible expenses, and process them according to your program guidelines.

And if you have questions, real people are here to help.

A clinician listening to a patient's chest with a stethoscope

A more affordable way to handle healthcare costs.

WeShare is a nonprofit healthcare sharing organization built to make quality care more affordable. Rather than operating like a traditional insurance company, WeShare brings members together under shared guidelines to help with eligible medical expenses.

That can mean significantly lower monthly costs, with access to a nationwide provider network and support when you need care.

Getting care works a lot like you're used to.

A woman at a kitchen table looking at her laptop

Make an appointment.

See a doctor in our nationwide PPO network or use virtual care through your program.

See a provider.

Use your WeShare Health member ID at your provider's office so they can send us the bill.

Pay your portion.

If applicable, pay any consult fees for the care you receive.

WeShare takes care of the rest.

We review the bill, apply available network discounts, and process eligible expenses according to your program guidelines.

How WeShare works when life happens.

See how sharing works for real-life
medical situations.

Choose a topic:

Telehealth

Connect with a provider by phone or video through Amwell Telemedicine for primary care, non-emergency concerns, dermatology, lactation, nutrition, or behavioral health, all shared through program membership.

01

Log in

Register with Amwell Telemedicine. (Instructions are sent once you become a WeShare Health member.)

02

Book your visit

Set up your appointment and see your provider, by phone or video.

03

We got it

The visit is shared 100% through your program membership.

01

Virtual visit

Log in to Amwell Telemedicine. (There’s no consult fee for a virtual visit.)

02

In-person visit

Find a provider near you, show your WeShare member ID, and pay the consult fee in your program’s guidelines. Review the Explanation of Share we send after processing the bill to see what was shared and what you still owe.

A

Virtual visit

Log in to Amwell Telemedicine. (There is no consult fee for a virtual visit.)

B

CVS MinuteClinic

Using a CVS MinuteClinic for in-person urgent care means a lower consult fee ($10–$20) depending on your program.

C

Other facilities

For all other urgent care facilities, consult fees are determined by your program’s membership guidelines and range from $50–$100.

01

Know before

Review our preferred hospitals with Member Care so you know where to go before an emergency happens.

02

In an emergency

Call 911 or go to the nearest ER immediately. Once you’re safe, notify WeShare Health of the visit.

03

What’s shared

Your program’s guidelines outline how ER visits, ambulance rides, hospital stays, and imaging are shared.

01

Find a specialist

Find an in-network specialist, or contact Member Services to help locate one for you.

02

Pay your consult fee

Pay the consult fee listed in your program’s membership guidelines at the time of your visit.

03

See what’s shared

Once your AMCS is met, specialty care is 100% shared for some WeShare Health programs.

01

Give us a heads-up

Notify WeShare Health as soon as a surgery is scheduled so we can complete any necessary pre-certification.

02

Choose in-network

Use an in-network surgeon and facility when possible. Show your member ID at pre-op and pay your consult fee. Once your AMCS is met, eligible surgical costs are shared per your guidelines.

03

Emergency surgery

Follow the Emergency Care steps: call 911 or go to the nearest ER, then notify WeShare Health once you’re safe.

01

Confirm your AMCS

Confirm your Annual Member Care Share amount in your program’s membership guidelines.

02

Visits are shared

Pre and postnatal visits are 100% shared once your AMCS is met.

03

Check the cap

Some programs cap total sharing based on length of membership, so check your program’s guidelines for that limit.

01

Compare prices

At the pharmacy, ask your pharmacist to check the price under both CVS Caremark pharmacy sharing and Optum Perks.

02

Get the most savings

Choose whichever option costs less for that specific prescription (you can use either your pharmacy sharing benefit or Optum Perks for each refill).

A

Virtual counseling

Log in to Amwell Telemedicine or BetterHelp. 10–24 sessions per year are 100% shared, depending on your program.

B

In-person counseling

For programs with eligible in-person counseling, search for a provider and pay a $75 consult fee at your visit.

A

Labcorp or Quest

Get lab work through Labcorp or Quest Diagnostics for a $10 consult fee at the time of service.

B

Ordered elsewhere

Lab services ordered elsewhere are 100% shared once your AMCS is met.

C

Imaging & X-rays

X-rays carry a $25 consult fee; all other diagnostic imaging is shared at 100% after your AMCS.

Access more than 1 million + doctors nationwide.

97% of doctors are in our network, so chances are yours is too.

Paying less for healthcare shouldn’t mean having fewer choices. WeShare members have access to a nationwide PPO network with more than 1 million doctors.

Find your doctor

Commonly Asked Questions

Does this work like insurance?

Your experience with WeShare is designed to work the way you're used to, from using a member ID at a provider's office to letting us handle the billing process. As a healthcare sharing program, we aim to give members a more affordable way to manage medical costs without sacrificing high quality care.

What if I have a pre-existing condition

Some conditions may affect which program is the right fit. We’ll walk you through the guidelines before you sign up so you know what to expect.

Will my doctor accept it?

Most likely. WeShare works with a nationwide network of over 1 million doctors and specialists, with 97% of doctors nationwide already included in our vast PPO network. Our health sharing experts can check and see if yours is in-network before joining.

What does membership actually require?

WeShare is built around shared Christian values and a commitment to healthy living. Members agree to a set of guidelines designed to support responsible healthcare choices and help keep costs more predictable.

Ready to see how much you could save?

Getting started takes minutes. Talk to a real person, get your questions answered, and find out if WeShare is right for you.

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